Some of the most Frequently Asked Questions about Injury Accident Settlements

There may are several questions that people who are waiting for the vehicle accident insurance settlements mainly ask. Some of the questions such as “when will I have my money back” can be answered only by the insurance company themselves, but several other questions like knowing the basics of car insurance settlement are offered as information to every claimant. In additional, you should not shy to ask your insurer to offer you with the answers’, after all, they are there to help you get your money back after a vehicle accident. The following are some of the most commonly asked questions about Injury Accident Settlements;

What does a vehicle accident insurance settlement mean? 

A vehicle accident insurance settlement is the amount of money owned by either the insured person or people covered by insurance business or to the person damaged by the insured party. In case of a personal injury to a person, your insurance company may contact the healthcare specialist of the injured person to find out the amount of the damaged caused and the sum of the settlement. According to the insurance agreement, if the insured party has covered the cost of his/her personal injury in the experience of a car accident, the company will take care of all bills needed by the victim once the deductible has been done.

What am I allowed to do?

This is another major question that almost all claimants on vehicle insurance ask. The correct answer lies with your business. However, there are ways in which you can calculate the amount which are allowed to use. For example, accident damage calculator. Accident damage calculator is a mathematical formula that takes any injuries occurred, and the car compensation, Driver’s error deducts point, poor state of the car and several other aspects which might decrease the amount, and then assesses the total you will require to recover.

What if the vehicle is written off or stolen?

If your vehicle was involved in a car accident while it was stolen, afterward you might have to take care of the repairs yourself as the company decide what they are accountable for. Additionally, if the vehicle is written off, a claim may take extra time more than a month, although you are guaranteed to take a hire car as you wait for your compensation.

What is the length of time require?

The period taken depends on the type of your claim. If it were an accident that was not your fault, then this kind of claim should take a shorter time to two to three weeks. Also, in a claim where one party is not insured, then it may take longer time.

Should I pay anything?

Yes, you are expected to pay for the cost that are higher than the amount you were insured. Your policy must have stated this issue earlier so you should be familiar with the charges.

Are the insurance settlements taxable?

In most cases, the bodily injury is guaranteed not taxable, But, there is one case where it may consider taxable such as where the value of something you own increases.



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Personal Injury- Distracted Walking Claim

If you want to put a claim against a driver who has hit you with his vehicle when you were walking on the road, you will have to give evidence that you were not entirely responsible for the accident. However, if the driver somehow managed to prove the accident took place because you were not paying attention while walking, the accident will come under distracted walking accident. It will mean that according to the insurance company, you were also guilty for accident by not paying attention to your surrounds. Because of that you may well not get the full amount of the settlement. Or it can be that you may not receive anything at all.

It makes your claim strong when you are alert while walking, particularly when you are walking nearby busy roads. Distracted walking is one of the key reasons that many foot-travelers get into an accident every year. If you can change your walking habits and become more alert and cautious, you could easily lessen the risk of becoming a part of an accident statistics.

Kinds of Distracted Walking and Their Hazards

Whenever something takes your attention off of your surrounding area, it is called distracted walking. There are various examples. Like when you are looking at your mobile phone while walking, it will be visual distraction, when you are listening to music with earphones, it will be audio distraction. Fundamentally, if you put your foot off the roadside to the non-crossing area and if a crossing area is available nearby for pedestrians, then it is probable that you will be hit by a car and the driver can accuse with distracted walking. Although there may not be a crosswalk painted on the road, it is a common behavior to cross the road at an intersection instead of the in between the busy road.
Whenever you take your eyes and ears off the road you are walking on, it can cause you to trip and fall into unsafe areas. It may also lead you to not be careful when other vehicles are travelling on the road.

How a Distracted Walking Accident Affects a Pedestrian Accident Claim?

John Bales Attorneys to get your pedestrian personal injury settlement, you need to provide proof that more than half of the responsibility for causing the accident lies with the driver. Also, if you were found guilty of listening to loud music and using your smartphone when you walked off the side road, the driver might claim that you were at fault for distracted walking and he had no time to stop the vehicle as you all of a sudden stepped on to the path of the car.

If you were found responsible for distracted walking and the driver was also driving irresponsibly, then due to the driver’s carelessness, you may still recover some part of the damages you suffered due to the accident.
If you are found guilty of distracted walking, it can decrease your injury settlement amount or judge may dismiss your claim completely. As a result, the best solution is to hire a John Bales lawyer to prepare your injury claim and seek best advice and results.

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